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“Welcome to CapeFin, your trusted destination for professional truck finance solutions. Whether you’re a small business owner looking to expand your fleet or an independent trucker in need of financing options, we’ve got you covered. At Cape Finance, we understand the unique needs of the trucking industry and offer a range of flexible and competitive financing options for trucks of all sizes. Our team of experts is dedicated to providing personalized assistance and finding the best financial solutions tailored to your specific requirements. With our hassle-free application process and quick approvals, we make it easy for you to acquire the financing you need to drive your business forward. Explore our comprehensive range of truck finance options and experience the Cape Finance difference today.”

Cape Finance Corporation

OUR PRODUCTS

Financial Lease

  • Term: 24 – 48 Months

  • Customised interest rates
  • Application feedback within 3 days

Asset Based Finance is the option for you if you want to add your asset of choice to your balance sheet. Increase your fleet size with Cape Finance’s 3 day approval turnaround time. 

Operating Lease

  • Term: 24 – 48 Months

  • Off balance sheet item 

  • Application feedback within 3 days

Cape Finance’s Rental option is for you if you want to increase your fleet size with an off balance sheet asset. You apply for the asset you want, we purchase it on your behalf and rent it out to you.

Invoice Discounting

  • Term: 30 – 60 Days
  • Specialised interest rate on quality of debtor

  • Application feedback within 5 days

Cape Finance gives you cash up front for the invoices you issue to your customers. Term lengths on payment agreements can be tough on your cashflow, we can step in to help you with a facility.

Floorplan Facility

  • Term: 90 – 120 Days
  • Customised interest rate
  • Application feedback within 5 days

Our floorplan facility is what you are looking for if you are a truck or trailer dealership. We provide you with a facility to purchase stock according to your volume requirements, which you sell for profit.

WHO WE ARE

ABOUT US
Cape Finance Corporation, established in 1988, is a commercial vehicle financier.
WHAT DO WE FINANCE?
Trucks, Trailers and Yellow Metal Machinery. We are flexible on the age of the assets.
WHY CAPE FINANCE?
A professional and personal approach allows us to customise our products around your needs.
Send a query in via our contact form and we will get back to you with a personalised application.

FREQUENTLY ASKED QUESTIONS

What are your interest rates?2023-06-28T16:19:06+02:00

We get this question all the time. It really depends! The asset type, age of asset and quality of financials all play a role in our customised interest rates. We believe whichever interest rate you get from us will be worth it and will allow for your profits to soar. Remember, your success is our success so we do our best to make sure you fly.

What is the oldest asset you will finance?2023-07-26T14:38:18+02:00

At Cape Finance we try to help you get what you need. We will consider assets that are up to 10 years old for our Asset Based Finance product and up to 5 years old for our Rental product. In exceptional cases we may consider older assets, however, the newer the better.

Do you provide loans?2023-07-26T14:43:21+02:00

All of our deals are secured against either commercial vehicles or invoices. Cape Finance does not provide unsecured loans. If you are looking for a cash injection consider our Invoice Discounting product or refinance your paid up commercial vehicle.

What are your minimum requirements?2023-07-26T14:50:12+02:00

We like to make it as simple as possible

  1. You must apply through a registered company, close corporation or trust that has been in operation for more than 12 months.
  2. Have Annual Financial Statements and/or Management Accounts not older than 12 months.
  3. Have the most recent bank statements available for submission from the past 3 months.

Click here to enquire.

LONG-TERM CLIENTS

000+

JOIN OUR CLIENTS

Fill in our quick and easy online enquiries form today if:

  • You are operating from a registered company or close corporation
  • You have Annual Financial Statements not older than 12 months
  • You have 3 months recent bank statements

Cape Finance, established in 1988, your trusted destination for professional truck, trailer and yellow metal finance solutions. Whether you’re a small business owner looking to expand your fleet or an established logistics company in need of financing options, we’ve got you covered. At Cape Finance, we understand the unique needs of the commercial vehicle industry and offer a range of flexible and competitive financing options for assets of all ages and types. Our team of experts is dedicated to providing personalised assistance and finding the best financial solutions tailored to your specific requirements. With our hassle-free application process and quick approvals, we make it easy for you to acquire the financing you need to drive your business forward. Explore our comprehensive range of finance options and experience the Cape Finance difference today.

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